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Bakery-Style Fluffy & Super Moist Banana Chocolate Chip Muffins

Close-up of a fluffy banana chocolate chip muffin with a golden-brown top studded with melted chocolate chunks.
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Make fluffy, moist banana chocolate chip muffins with tall, bakery-style tops using this simple recipe perfect for using up ripe bananas. This recipe yields consistent, delicious results every time.

Ingredients

Scale
  • 1 1/2 cups all-purpose flour
  • 1 teaspoon baking soda
  • 1/2 teaspoon baking powder
  • 1/2 teaspoon salt
  • 1 teaspoon ground cinnamon
  • 3 very ripe medium bananas, mashed (about 1 1/4 cups)
  • 1/2 cup unsalted butter, melted
  • 3/4 cup packed light brown sugar
  • 1 large egg, room temperature
  • 1 teaspoon vanilla extract
  • 1/2 cup milk (whole or 2%)
  • 1 cup semi-sweet chocolate chips, divided

Instructions

  1. Preheat your oven to 400°F (200°C). Line a 12-cup muffin tin with paper liners or grease well.
  2. In a medium bowl, whisk together the flour, baking soda, baking powder, salt, and cinnamon. Set aside.
  3. In a large bowl, mash the ripe bananas until mostly smooth. Add the melted butter and brown sugar. Whisk until combined.
  4. Whisk in the egg and vanilla extract until smooth.
  5. Pour in the milk and mix briefly until just incorporated. Do not overmix.
  6. Add the dry ingredients to the wet ingredients. Gently fold them together using a spatula until just combined. A few streaks of flour are acceptable. Overmixing develops gluten and results in tough muffins.
  7. Fold in 3/4 cup of the chocolate chips.
  8. Divide the batter evenly among the 12 muffin cups, filling each about 3/4 full. Sprinkle the remaining chocolate chips over the tops of the batter.
  9. Bake at 400°F (200°C) for 5 minutes. This high initial heat helps create the tall dome tops.
  10. Reduce the oven temperature to 375°F (190°C) without opening the door. Continue baking for another 15 to 18 minutes, or until a toothpick inserted into the center comes out clean.
  11. Let the muffins cool in the pan for 5 minutes before transferring them to a wire rack to cool completely.

Notes

  • For the tallest tops, ensure your oven temperature is accurate. Use an oven thermometer if necessary.
  • Using melted butter instead of softened butter contributes to a moister crumb and better rise.
  • Do not overmix the batter after adding the flour; mix only until the dry ingredients disappear.
  • Use very ripe bananas (mostly black skin) for the best flavor and moisture.

Nutrition

Find it online: https://kingscook.com/banana-chocolate-chip-muffins/